Everald Johnson

everald-johnson

Everald Johnson

774 297 8312

I am a highly motivated and a dedicated mortgage broker in the Denver Metro area ready to work with families to accomplish their American dreams of home ownership. My extensive knowledge of the Denver market will make every transaction as smooth and stress-free as possible.

Having served the financial services industry for over 20 years, I moved on to the residential mortgage industry to gain autonomy and a higher level of freedom to better serve this community. My transferable skills such as strong work ethic, interpersonal communication, attention to details, understanding and knowledge of core mortgage rules and regulations, which combined with high confidence will serve the real estate/mortgage goals for families, friends and the wider community.

I am excited for the opportunity to work in the Denver communities which have experienced exponential growth in population and business potential.
When I'm not working, I spend time with my family playing board games, ice skating with my wife and kids and visiting the various sites of the Colorado great outdoors. Lastly, I travel for fun and relaxation to the warm Caribbean sun and white sandy beaches.

Ready To Get Started with Everald?

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NMLS ID

2443040

CO LIC#

100536335

AZ

CA

FL

LO120643

NM

OR

TX

Branch CO/ AZ

CO

WA

  • - Dustin -

    "We had lots of options, including our existing lender. All of them came in about .25 to .75 higher. They walked us through the refinance from start to finish going over costs, terms etc and there were no surprises."

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  • - Christine -

    "I would highly recommend the Zero Point Mortgage team! We are assured that our home refinance was done with the best rate, the lowest cost and with exceptional customer service!"

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  • - Jhonny -

    "As a first-time buyer, I needed a lot of support. Their team was wonderful about making themselves available, kept a tight watch on deadlines, and they got me a great rate. They worked wonderfully with my real estate agent, and I felt like I had a real team watching out for me throughout the process!"

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  • - Jim duty -

    I worked with Patti Hildebrand on several mortgage transactions since 2005 and recently refinanced with her. She is extremely helpful and patient in presenting options. She shopped for the best rate and program, and she got us to the closing table smoothly and quickly. Patti is an expert and her processing team is the best! I would recommend her to anyone looking to purchase or refinance a property.

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  • - Kristine B -

    I met Patti through my realtors. The search for a property was relatively short and once under contract Patti was able to find a loan program that worked best for me. She helped me clear the hurdles associated with a complicated credit profile, we met all our contact deadlines and we had a pleasant closing. I found that Patti was helpful, friendly, knowledgeable, and kept me apprised of the loan process every step of the way. Thanks Patti!


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  • - zuser201603211110070 -

    Patti was a pleasure to work with. As a first-time buyer, I needed a lot of support. Patti was wonderful about making herself available, she kept a tight watch on deadlines, and she got me a great rate. Patti worked wonderfully with my real estate agent, and I felt like I had a real team watching out for me throughout the process. Patti even made the process fun!


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  • - LBaltimore -

    We used Patti for a townhome refi, and she really went above and beyond! It was a fairly complex transaction with a HELOC involved,


    but she was there for us every step of the way. I ask a lot of questions and like to understand the process, and she was always knowledgeable and very communicative. I ran into some issues on my end, and they went above and beyond to make it right for me. Thanks again!

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  • - ArtKozlowski -

    Patti helped me from qualifying to closing a loan, while getting a home sold at the same time. Her willingness to be able to be flexible and patient, was able to get me to close on a new home in a different state. I got several calls during the process with the same question: "what can i do to help". Patti does everything she can to make it as easy as possible for you to go through the process of getting a loan.

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  • - Jon Chris -

    I was worried about having bad credit when buying my first home, but the team at Zero Point Mortgage were amazing.  Thanks everyone for getting me the home loan we needed.


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  • - Gareth Williams -

    Patti Hildebrand is one of a kind. Hard work and preparation. Great results every time.


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  • - Troy Owens -

    I had the pleasure of working with Patty Hildebrand for refinancing two of my properties, and it went great!  She seems to work around the clock, and is on top of every slight rate change, and makes sure you have all the needed paperwork for the refinance to go smoothly.  We were able to refinance two different properties in a couple weeks time, and I got great rates!


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  • - Wall Relocation Moving Co. -

    We moved to Texas without any idea what we'd do next (as far as home buying goes).  Zero Point Mortgage was fantastic for the home buying experience.  Thanks to everyone at that office!


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